Budget Planner & Monthly Bill Organizer Book - (Non-Dated) Budget Book and Expense Tracker Notebook– Financial Planner Bundled with Cash Envelopes

It may be a little more expensive than "similar" ones, but that is because when you look at the details you see the real differences. For instance, I almost bought one that was half the price but thank goodness I read a review that stated that book only had one (1) pocket for the entire year, but the item description didn't mention that. This budget book has a pocket for each month to put receipts, bills, renewal docs, etc. I wouldn't mind if the book had a little more height because the documents do stick out of the top, but the pockets hold a lot and are sturdy. This book has bunches of pages each month for your bills, day-to-day spending, savings, notes, automatic bills and debits taken from your account, and more. It also has these great money quotes that make me think of ways to save and think twice about spending money on items I don't really need. They have also added a separate section in the back for Christmas planning, spending, etc. - How genius is that?! They also have cash envelopes that you can put money in and just forget about it until you reach that savings goal or you can use for rainy day funds. I bought one last year, and to be honest, didn't utilize it to its full potential. This time, I have been much better at adding to it at least weekly, if not daily. Great tool if you want to see your month (or months, or yearly) budget in a snapshot. Online budgeting and spreadsheets may work for some people, but this works better for me. Also, haven't you ever needed to return an item and couldn't figure out what in the world you did with the receipt? Well, here you go. Just flip through the pocket of the month you got it and there it will be. OH, did I mention how beautiful and durable this book is? It is lightweight yet sturdy. I packed it full last year and nothing ever tore or ripped at all. Even the stretchy band that holds it closed never broke and it had a lot of stuff to hold. Also, they include a bookmark so you can pick up right where you left off. I think if you pay a little bit extra you will be completely happy with this purchase.

That this little product is perfect if you would like that budget for the following year. I love this product and I will be buying it at least every year as long as it is available. I love this.

I haven’t used it yet because it’s a monthly planner. It starts at January. So I’m gonna wait to use it but things it will be very useful once I do. It’s set up very nicely. It’s also easy to use and understand. I would get it again.

Small not sturdy but otherwise it’s okay

Needs more lines for each month.

i read all the reviews including the negative ones. My planner came perfectly organized including the cash envelopes. There is ample space to write down every expense you can imagine and is nicely organized to help aid you in figuring out what you should be tracking. I am seriously considering ordering a few more for the upcoming years as they are not dated (except for one 3 year calendar page) I love the size but that is individual preference. Do not expect to use the divider pages with pockets for bills for large amount of receipts. It will hold a few important receipts or one of two folded bills but that is about it. I did not buy the planner with the thought of using these pockets so that is a consideration if it is important to you. Overall, I love this planner and am very happy with it.

The features of this organizer seem complete. It helps me organize when the bills come in so I can plan ahead. This is a suggestion, not a criticism: each month’s summary is located just before the next month. I would prefer seeing the month’s summary before the page that holds receipts & bill payments. This is my personal preference, not a problem. I bought this for 2022, but since the pages are not tied to dates, I am able to use it during Nov & Oct 2021 and begin over in Jan 2022. I love it.

Absolute complete waste of money... it's to small. Its almost half the size of my old one. The spaces provided to write in are to small... alot of wasted space for... i dont know. Some of the pages don't really make sense. I need a budget book not a diary. This is not a well planned out/laidout budget book.