Maybe a dumb question, but is there a different between a hammer drill and a drill with a hammer setting? Is this too powerful to use regularly?

There are no dumb questions except those not asked. If the word hammer is used in the description then you are dealing with a hammer drill. The hammer setting is designed for use with a masonry drill bit for use when drilling into concrete or bricks and is not beneficial when using a regular drill bit and drilling into regular surfaces. It is not a matter of being "too powerful" but a matter of being unnecessarily pounding on a surface where there is no need or benefit to pound. The hammer setting does not get used unless drilling with a masonry bit.

Does it have a 220 V charger? if not, can you provide with one 220v instead of 110v?

I realize this is an old question, but it never was really answered and I see the question all the time. The answer is that a standard Dewalt charger is rated for 110v to 260v. So, just the normal charger will work fine (actually better and faster) with 220v. The do this for exactly this reason, so the don't have to produce 2 separate chargers for their products. No "converter" needed. An adapter might be needed in certain countries due to plugs not being standard worldwide.

Will it do hammer only? Chipping?

Get a SDS hammer drill if you need to chip. I have 3 and they work well for light chipping.

Does this drill have enough torque for ice fishing with a 8” auger?

Absolutely Kicks butt I use mine with a kdrill auger. Practically no downward pressure needed. Free lifetime sharpening Flys through the ice It will run up to a 10" auger You can connect the drill to the auger and honestly pick it up off the ground with 1 finger

Brand	DEWALT
Power Source	Battery Powered
Maximum Rotational Speed	2000 RPM
Voltage	20 Volts
Amperage	16 Microamps
Maximum Chuck Size	13 Millimeters
Color	Multi
Included Components	(1) DCD996 - 20V MAX* XR Lithium Ion Brushless 3-Speed Hammerdrill, Belt hook, 360° side handle, Belt hook
Special Feature	Brushless Motor,Heavy-Duty,Cordless, Vibration Control Handle
Product Dimensions	8.94"L x 4.13"W x 10.06"H
Material	Blend
Number of Speeds	3
Speed	2800 RPM
Item Weight	4 Pounds
Maximum Power	300 Watts
EU Spare Part Availability Duration	3 Years
Drill Type	Hammer Drill
Is Electric	Yes
UPC	885911440028
Global Trade Identification Number	00885911440028
Drilling Capacity Wood	16 Millimeters
Manufacturer	DEWALT
Drilling Capacity Metal	15 Millimeters
Part Number	DCD996B
Item Weight	4 pounds
Item model number	DCD996B
Batteries	1 Lithium Ion batteries required.
Is Discontinued By Manufacturer	No
Size	One Size
Style	3-Speed
Pattern	Drill
Item Package Quantity	1
Type of Bulb	LED
Measurement System	Metric
Special Features	Brushless Motor,Heavy-Duty,Cordless, Vibration Control Handle
Batteries Included?	No
Batteries Required?	Yes
Battery Cell Type	NiCAD
Warranty Description	3 year limited warranty

DEWALT20V MAX XR Cordless Hammer Drill Driver Brushless, Heavy Duty 1/2", 3-Speed, Tool Only (DCD996B)

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